![]() The 25,000-point signup bonus is worth a $250 travel statement credit. Your rewards are dependent on how often you use the card and how much you spend. If you close an account, you also forfeit any unused rewards points attached to the account. This rate is based on your credit history and current market interest rates and can change at any time.Įarn unlimited rewards that do not expire if you keep the account open and in good standing. What's the CatchĪfter the 0% APR introductory purchase period ends, the card charges interest ranging from 14.99% - 22.99% Variable APR. Fees and charges can be avoided by paying your account balance in full each statement cycle and avoiding late payments. There are fees for balance transfers, late payments, and interest charges when you carry a balance from month to month. With no annual fee or rotating categories, this is an easy card to own and use. This bonus is worth a $250 statement credit for travel purchases. Earning the 25,000-point signup bonus requires making $1,000 in new purchases in the first 90 days after opening a new account. Take advantage of this card to monitor and track your FICO® credit score for free and start building credit.Įarn unlimited 1.5 points per dollar spent automatically each time you make a purchase. Smart Tip: Some companies charge you a fee of $10-$20 to get your credit score. (Online and mobile banking are options as well)įICO® Score – Cardholders can view their recent official FICO® credit score through online banking or the Bank of America® mobile app. Get your most important banking information in seconds with a quick text message to Bank of America®. Text Banking – Logging into mobile apps and online banking websites is so 2016. Just hold your phone above the terminal and the rest happens quickly and automatically! Transfer fees apply when this service is used, but pay nothing to sign up and keep it active for peace of mind.ĭigital Wallet Enabled – Your Bank of America® credit card is compatible with Apple Pay, Android Pay, and Samsung pay for even more secure and convenient purchasing. Overdraft Protection – Link your Bank of America® checking account to avoid expensive and embarrassing overdrafts. ![]() ![]() ![]() Many self-service ticketing kiosks outside the United States require an EMV chip for purchases. You never have to enter your real credit card number for an online purchase.ĮMV Security Chip – This card has an embedded EMV chip, which provides enhanced security wherever you make purchases. ShopSafe® Online Security – Generate a temporary credit card number for online purchases to ensure your credit card number stays safe. If someone does figure out how to make a fraudulent purchase, you have $0 liability with this card. Suspicious purchases and abnormal activity are blocked and you are notified. If a bad guy steals your account number, you are not liable for purchases and Bank of America® will send you a new card, even while you are on a trip across the world.įraud Protection – Each time you make a purchase, Bank of America® assess the transaction for fraud. Smart Tip: Using this credit card abroad saves you foreign transaction fees and protects you from fraud.This card charges no foreign transaction fees, even when spending in a foreign currency like the Euro, Canadian Dollar, Mexican Peso, or British Pound. No Foreign Transaction Fees – Many cards charge up to 3% when used outside of the United States. Annual fees are common with travel rewards credit cards, which makes this card a more lucrative offer. No Annual Fee – This card does not charge an annual fee. Automatically get 0% APR on all purchases for the year long introductory period. Then simply reimburse yourself for the purchase using points.Ġ% APR Intro Period – Pay no interest on purchases for 12 billing cycles after opening a new account. Book air, train, or hotel travel reservations as you normally would and pay with your Bank of America® Travel Rewards Visa® credit card. Points can be redeemed for free travel as statement credits. Bring home unlimited 1.5 points from regular spending while earning the 25,000 point online bonus.ġ.5 Points Per Dollar – When you shop at the grocery store, gas station, online, or anywhere else, earn 1.5 points per dollar. Smart Tip: Bonus points do not preclude you from earning regular rewards.25,000 Point Signup Bonus – Spend $1,000 on regular purchases in the first 90 days you own the card for a 25,000-point signup bonus worth $250 in free travel.
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